The Five Key Benefits of Working with the JMD Group and What Sets Us Apart From The Competition:
Click on a Benefit:
• Employer and employees, not just the HR department, can access JMD Group staff with any questions, concerns or problems at any time, not just the HR department.
• We personally and locally negotiate on your behalf with all insurance carriers and administrators whom you would potentially use.
• Access to all insurance and administration companies/firms - No vested interest or hidden agenda with any single carrier.
• No bonuses or incentive plans based on favoring or revenue quota with a specific carrier or administrator. - Allows us the independence to do what is right and in the best interest of our clients not our personal wallets.
• We present renewal recommendations on one spreadsheet for simplicity in order to demonstrate plan benefit comparisons, changes and options.
• Online Tools
• A Website dedicated to HR administrators and employees
• Availability to download insurance company forms and information on line (new with on line benefits)
• Online access to Benchmarking Reports that show how your plan compares to others in your field in terms of benefit design, premiums and employer contributions (new with on line benefits)
• JMD Group prepares and presents quarterly benefit analysis and analytics
• We provide expertise and assistance with COBRA, HIPPA, HIPPA PRIVACEY RULES, HRA, HSA compliance and administration
• We provide Custom communications
• Employee access to personal financial planning resources
• You are assigned a dedicated team headquartered in Chattanooga with over 65 years combined experience!
• John Davis- Agent and lead on the account has over 30 years insurance experience
• Melissa Rominger- Dedicated Account Manager; manages day to day activity with your account, 23 years insurance experience as a licensed agent
• Charity Hulsey- Employee Representative, first point of contact for employees, six years as a licensed agent
• Bill Eubanks- Financial, estate and personal insurance advisor with over 30 years of experience.
• We can be reached locally. We have a toll free number, tools and resources on line and can personally go wherever your employees are.
• All decisions are made locally. We do not have to get approvals from district, regional or corporate headquarters.
• We are independently owned and operated. We do not have quotas that need to be met. Our compensation is not based on incentives that influence the advice or decisions we make.
• Solutions- we stay abreast of the latest in benefit news and innovation so that we can advise and keep you one step ahead.
• Advocacy- We are impartial. We work exclusively for you and your employee’s benefit .
• Peace of mind- We are your “Group Benefits Department” dedicated to your business and your employees.